You have probably heard people talk about second homes and investment properties. Or maybe vacation homes and rental properties. They can sometimes be used interchangeably but they actually have very different definitions, especially when it comes to mort
Aug 01, 2023 | Purchasing a Home
When trying to qualify for a mortgage, many homebuyers will apply with a co-borrower or co-signer to make their application stronger. Another person’s income, assets, or credit can sometimes be the boost needed to get approved. However, the terms co
Jul 27, 2023 | Purchasing a Home
With the busiest housing market season of the year in full swing, it’s essential to be on your home buying game. Here are 6 major mortgage blunders to avoid to make sure you are in prime position for scoring the perfect property. Not Getting Pre-ap
Jul 25, 2023 | Purchasing a Home
When you are ready to buy a house or refinance your existing home loan, getting the best mortgage interest rate is key to minimizing your total borrowing costs. You may have heard in the news lately about rates moving up and down due to inflation trends.
Jul 20, 2023 | Interest Rates
Once you’ve decided you want to become a homeowner you may not know what step to take next. Should you hire a real estate agent? Should you find a lender? Should you start searching real estate listings on your own? Here’s a look at the typica
Jul 18, 2023 | Purchasing a Home
When you apply for a mortgage loan, the bank or lender has to go through the process of underwriting the loan. This means that your financial data will be verified and analyzed to determine if you qualify for the loan and at what terms. Today most of this
Jul 13, 2023 | Purchasing a Home
